1. Definition of the Service's Status

This website is an information and analytical resource. We do not act as a financial institution, currency exchange office, brokerage company, or payment agent. Our activities are limited to the collection, processing, and visualization of data on exchange rates, reserves, and ratings of third-party exchange services. We do not conduct financial transactions of any kind. We do not accept, store, or process users' funds. We do not act as an intermediary, guarantor, or arbitrator in exchange transactions between users and exchange offices.

2. Nature of the Information Provided

All information posted on our website is strictly informational and educational in character. Data on exchange rates, available reserves, ratings, and reviews are compiled based on information provided by the exchange offices themselves, as well as from publicly available sources. The site administration takes all reasonable measures to maintain the timeliness of the information; however, we cannot guarantee: absolute accuracy and real‑time updates of exchange rates, the absence of errors in displayed exchange office reserves, the completeness of information regarding additional commissions, limits, or hidden exchange conditions, the authenticity and objectivity of all user reviews, the uninterrupted and correct operation of any of the exchange offices presented. The user undertakes to independently verify the final exchange terms, including the current rate, fee amounts, and transaction rules, directly on the official website of the selected exchange office before transferring funds.

3. User Responsibility

By using our website, you confirm that you fully understand and accept all financial and legal risks associated with conducting exchange transactions. You independently choose the exchange office for the transaction. You independently assess its reliability, study its track record, and make the final decision to conduct the exchange. The site administration bears no responsibility for any losses, including complete or partial loss of funds, that may arise from using our resource or the information contained therein. In particular, we are not responsible for: delays, cancellations, or changes to transaction terms by exchange offices, adjustments to the exchange rate after the user has sent funds, blocking, freezing, or confiscation of funds by decision of the exchange office, fraudulent, dishonest, or unlawful actions of exchange offices, technical failures, software errors, or issues with the availability of the exchange office's website.

4. Relationship with Exchange Offices

The exchange offices listed in our catalog are independent third parties. The site administration does not exercise administrative, technical, or financial control over their activities. Any disputes, disagreements, or claims arising between the user and the exchange office shall be considered and resolved exclusively between those parties. The inclusion of information about an exchange office on our website does not constitute a recommendation, endorsement, confirmation of its reliability, or guarantee of its performance. We do not assign a "verified" status and do not provide assurances regarding the flawless operation of any service.

5. Ratings, Scores, and Subjective Indicators

All numerical indicators, rating positions, user scores, and other quantitative characteristics displayed on the website are generated based on algorithmic calculations and the subjective opinions of visitors. This data reflects averaged statistical values and personal user experiences. They cannot be regarded as established facts, objective truths, or official conclusions about the activities of exchange offices. Users should treat ratings as an additional reference point, not as the sole source of information for making financial decisions.

6. Administration's Actions in the Event of Disputes

We are committed to maintaining a fair and transparent ecosystem on our resource. Upon receiving substantiated complaints regarding an exchange office's actions, the administration may, at its discretion, take the following measures: provide a platform for publishing an objective review detailing the factual circumstances, initiate contact with representatives of the exchange office to clarify the details of the incident, revise the exchange office's rating position based on confirmed facts and documentary evidence, in exceptional cases, remove the exchange office from the catalog upon detection of systematic violations or confirmed instances of fraud. It is important to understand that the above actions are a right, not an obligation, of the site administration. The implementation of these measures does not imply assuming responsibility for resolving the conflict, reimbursing losses, or compensating for damages incurred by the user.

7. Recommendations for Safe Use

To minimize risks when conducting exchange transactions, we strongly advise adhering to the following safety rules: thoroughly study the review history of the selected exchange office, paying special attention to negative comments and the service's admin responses, conduct the first exchange for the smallest possible amount to verify application processing speed and the fairness of terms, carefully read the terms of use, the public offer, and all exchange rules on the website of the selected service, keep screenshots of all stages of application creation, including entered details, amount, and final rate, record correspondence with the exchange office's support service representatives, exercise common sense: if the offered rate is significantly higher than average market values, this may indicate an increased risk of fraud.

8. Intellectual Property

All materials posted on our website, including the exchange office database, information collection and processing algorithms, design, text content, graphic elements, and software code, are the intellectual property of the site administration. The use, copying, distribution, modification, or borrowing of any website materials for commercial purposes without prior written permission from the copyright holder is strictly prohibited.

9. Changes to the Disclaimer

The administration reserves the right to make changes and additions to this document at any time without prior notice to users. The current version is always available on this page. By continuing to use our website, you automatically accept the terms of the current version of the disclaimer.

10. Acceptance of Terms of Use

By accessing our website and using its functionality, you confirm that you: have fully read the contents of this document, understand the informational nature of our service and its limitations, are aware of all possible risks associated with using the data obtained from the site, assume full and unconditional responsibility for all financial decisions made based on information from our resource, and for their consequences.